CDFI

Coastal Enterprises Inc (CEI)

 

CEI provides financing and technical assistance to small and medium-sized businesses, natural resource-based industries including the farm, fish and forest sectors, community facilities, renewable energy, commercial real estate and affordable housing. CEI serves communities in Maine, New England, and rural regions throughout the U.S. Our development philosophy and theory of change combine the market interventions of finance, development services and policy to benefit economy, social equity, and environment, the "triple bottom line” of return on investment.

Community Capital Management

 

Community Capital Management, Inc. (CCM) is an investment adviser registered with the SEC. Headquartered in Ft. Lauderdale, FL with offices in Charlotte, NC and Boston, MA, the firm was founded in 1998 and manages over $2 billion in assets (as of 3/31/15) for foundations, religious organizations, pension funds, high net worth individuals, registered and unregistered funds, financial advisers and their clients, non-profits and health organizations. CCM specializes in managing environmental, social and governance (ESG)/impact investing and fossil fuel free portfolios. A primary component and benefit of the firm's investment management process is its pioneering research method which combines ESG/impact research with financial analysis. Launched in 1999, its intermediate fixed income strategy can be customized based on specific impact themes or geographies and is available in a separate account or via a mutual fund (CRA Qualified Investment Fund). CCM also integrates ESG/impact investing analysis into its liquid alternative income strategy (CCM Alternative Income Fund) and within customized portfolios.

Homewise

 

Homewise, Inc. is a New Mexico based non-profit Community Development Financial Institution with a mission to help create successful homeowners so that they improve their financial wellbeing and contribute to the vitality of our communities. Their services include financial education and coaching, real estate brokerage, mortgage lending, home improvement and refinance lending, loan servicing, real estate development and disinvested property rehabilitation. Starting in 2011, Homewise began offering community impact investing notes to be utilized as a source of lending and operating capital.

Montana & Idaho CDC

 

Montana & Idaho CDC (MICDC) serves Montana, Idaho, Wyoming and portions of Oregon and Washington with a nearly $400 million loan portfolio. Annually, MICDC provides low-income, minority, rural and disadvantaged entrepreneurs, projects and homeowners with more than $50 million in financing per year to start and grow businesses, purchase homes and achieve personal financial stability. A free suite of services tailored to the individual business, including bookkeeping, marketing assistance, financial forecasting and legal assistance, accompanies every MICDC loan.

New Hampshire Community Loan Fund

 

Established in 1983 in Concord, N.H., the New Hampshire Community Loan Fund was one of the first Community Development Financial Institutions in the United States. The New Hampshire Community Loan Fund has since been honored for their innovation and their impact. The New Hampshire Community Loan Fund collaborates with a wide range of donors and lenders, and with business, nonprofit and government partners. Together, they provide the financing and support that people with low and moderate incomes need to access affordable housing, quality jobs, early education for their children, and to become financially independent. The Community Loan Fund has loaned more than $220 million to thousands of New Hampshire individuals, organizations and employers. They didn’t do it alone. Nearly every project was a collaboration with a variety of donors and lenders, including banks, credit unions, as well as other business, nonprofit and government partners.