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Blog Archives: April 2024

Using a Compass, Not a Map: Embracing Collaboration through a Systemic Approach

April 29, 2024
Cindy Willard, Impact Charitable
From my two decades of experience working in impact investing and integrated capital, I’ve found that highly complex issues are often most effectively addressed through collaborative efforts using a breadth of interventions, across a system of interactions that are woven together. Easily solvable problems do not require collaboration. Difficult ones do. Collaboration is also necessary to take a systemic approach to the big issues we all want to solve – and systemic change is necessary to create outsized outcomes for the communities and ...

The Dark History of Redlining Still Impacts Black Communities: We Need Different Solutions.

April 15, 2024
David F. Sand, Community Capital Management
For decades, U.S. financial institutions refused to offer their services in inner-city neighborhoods with predominantly minority populations. Maps had red lines or circles drawn delineating geographies where insurance, mortgage lending, and basic banking were simply not available. Denial of the key ingredients for participation in the modern capital markets led to a self-fulfilling effect that caused neighborhoods to deteriorate and remain underinvested in for generations. There is evidence that the underlying reasons for redlining were ...